Cash Flow
Managing Seasonal Revenue Dips
How a Merseyside retail business survived their worst winter in five years using three specific financial strategies we developed together.
Financial Wisdom Hub
Real insights from experienced financial professionals who've helped UK businesses navigate complex financial challenges and build sustainable growth strategies since 2019.
Our Financial Journey
From a small Liverpool office to supporting hundreds of UK businesses, here's how we've grown our expertise and expanded our impact on financial education.
March 2019
Foundation & First Clients
Started with just three of us in a shared workspace, focusing on helping small Liverpool businesses understand cash flow management. Our first client was a local bakery struggling with seasonal revenue fluctuations.
September 2021
Educational Content Launch
Launched our first comprehensive guide series after realizing clients needed foundational knowledge before diving into complex strategies. The response was overwhelming – we had 2,000 downloads in the first month.
January 2023
Digital Platform Expansion
Moved our educational resources online and added interactive tools. What started as simple PDFs evolved into comprehensive learning modules that business owners actually complete.
August 2024
Community Growth
Reached 500 active businesses in our network. Started monthly workshops where clients share real experiences – these sessions often provide more value than formal presentations.
Looking Ahead 2025
Enhanced Learning Programs
Developing more personalized learning paths based on business size and industry. Our autumn 2025 program will include mentorship matching and peer learning circles.
Find Your Financial Focus
Not sure where to start? These guided paths help you identify the most relevant resources based on your current business situation and goals.
Cash Flow Challenges
Struggling with irregular income, late payments, or seasonal fluctuations? Start here for practical strategies that actually work for real businesses.
Explore SolutionsGrowth Planning
Ready to expand but unsure about financial implications? Learn how to plan growth without compromising your current stability.
Learn MoreTax & Compliance
Confused about UK tax obligations or worried about compliance? Get clear guidance on what you actually need to know and do.
Get GuidanceInvestment Decisions
Evaluating equipment purchases, property, or business acquisitions? Learn our framework for making sound investment choices.
See FrameworkRecent Insights & Resources
Our latest articles, case studies, and practical tools based on real client situations and current UK business challenges. Each piece is written by our team based on actual consulting work.
Planning
Equipment Purchase Calculator
Interactive spreadsheet that helped 50+ clients evaluate equipment purchases. Includes ROI calculations and cash flow impact analysis.
Growth
Service Business Scaling
Real numbers from a Manchester consultancy that doubled revenue while maintaining healthy margins. What worked and what didn't.
Compliance
IR35 Changes Explained
Plain English breakdown of recent IR35 updates and what they mean for UK contractors and consultants. No legal jargon, just practical implications.
Kieran Rosswell
Senior Financial Advisor
Fifteen years helping UK businesses navigate financial challenges. Former corporate finance director who switched to advisory work after seeing too many good businesses fail due to poor financial planning. Based in Liverpool, works with clients across the North West.
Why Most Financial Advice Misses the Mark
After working with over 200 businesses, I've noticed something interesting. The advice that sounds impressive in meetings often falls apart when business owners try to implement it. Real financial management happens in the daily decisions, not in the quarterly reviews.
Most businesses don't need complex strategies. They need clarity on three things: where their money actually goes, when cash problems will hit, and which opportunities are worth the risk. Everything else is just noise.
Our educational content focuses on these fundamentals because that's what actually helps businesses survive and grow. We've seen too many owners get distracted by sophisticated-sounding advice while missing the basics that could have prevented their problems.
Explore Our Approach